* {
            margin: 0;
            padding: 0;
            box-sizing: border-box;
        }

        body {
            font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
            line-height: 1.6;
            color: #2c3e50;
        }

        /* Header */
        header {
            background: linear-gradient(135deg, #0f2027 0%, #203a43 50%, #2c5364 100%);
            color: white;
            padding: 1.5rem 0;
            box-shadow: 0 2px 15px rgba(0,0,0,0.2);
            position: sticky;
            top: 0;
            z-index: 1000;
        }

        .header-content {
            max-width: 1200px;
            margin: 0 auto;
            padding: 0 20px;
            display: flex;
            justify-content: space-between;
            align-items: center;
        }

        .logo {
            font-size: 1.8rem;
            font-weight: bold;
            letter-spacing: 1px;
        }

        .logo span {
            color: #27ae60;
        }

        nav {
            display: flex;
            gap: 2rem;
        }

        nav a {
            color: white;
            text-decoration: none;
            font-weight: 500;
            transition: color 0.3s;
        }

        nav a:hover {
            color: #27ae60;
        }

        /* Hero Section */
        .hero {
            background: linear-gradient(135deg, rgba(15, 32, 39, 0.9), rgba(44, 83, 100, 0.9)), 
                        url('https://images.unsplash.com/photo-1554224155-8d04cb21cd6c?w=1600&h=900&fit=crop') center/cover;
            color: white;
            padding: 6rem 20px;
            text-align: center;
        }

        .hero h1 {
            font-size: 3rem;
            margin-bottom: 1rem;
            font-weight: 700;
        }

        .hero p {
            font-size: 1.3rem;
            margin-bottom: 2rem;
            opacity: 0.95;
            max-width: 700px;
            margin-left: auto;
            margin-right: auto;
        }

        /* Simulator Section */
        .simulator {
            max-width: 1200px;
            margin: -50px auto 4rem;
            padding: 0 20px;
        }

        .simulator-card {
            background: white;
            border-radius: 20px;
            padding: 3rem;
            box-shadow: 0 15px 50px rgba(0,0,0,0.15);
        }

        .simulator-title {
            text-align: center;
            color: #0f2027;
            font-size: 2rem;
            margin-bottom: 2rem;
            font-weight: 700;
        }

        .simulator-content {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 3rem;
            align-items: start;
        }

        .input-group {
            margin-bottom: 2rem;
        }

        .input-group label {
            display: block;
            margin-bottom: 0.5rem;
            color: #34495e;
            font-weight: 600;
            font-size: 1.1rem;
        }

        .input-group input {
            width: 100%;
            padding: 12px;
            border: 2px solid #bdc3c7;
            border-radius: 8px;
            font-size: 1rem;
            transition: border-color 0.3s;
        }

        .input-group input:focus {
            outline: none;
            border-color: #27ae60;
        }

        .slider-value {
            display: block;
            margin-top: 0.5rem;
            color: #27ae60;
            font-weight: bold;
            font-size: 1.2rem;
        }

        .results {
            background: linear-gradient(135deg, #ecf0f1 0%, #bdc3c7 100%);
            padding: 2rem;
            border-radius: 15px;
        }

        .result-item {
            background: white;
            padding: 1.5rem;
            margin-bottom: 1rem;
            border-radius: 10px;
            box-shadow: 0 2px 10px rgba(0,0,0,0.05);
        }

        .result-item h3 {
            color: #7f8c8d;
            font-size: 0.9rem;
            margin-bottom: 0.5rem;
            text-transform: uppercase;
            letter-spacing: 1px;
        }

        .result-item .amount {
            color: #0f2027;
            font-size: 1.8rem;
            font-weight: bold;
        }

        .btn-primary {
            background: linear-gradient(135deg, #27ae60 0%, #229954 100%);
            color: white;
            padding: 15px 40px;
            border: none;
            border-radius: 8px;
            font-size: 1.1rem;
            font-weight: 600;
            cursor: pointer;
            transition: transform 0.3s, box-shadow 0.3s;
            display: inline-block;
            margin-top: 1rem;
            width:50%;
            text-transform: uppercase;
            text-decoration: none;
        }

        .btn-primary:hover {
            transform: translateY(-2px);
            box-shadow: 0 5px 20px rgba(39, 174, 96, 0.4);
        }

        /* Services Section */
        .services {
            padding: 5rem 20px;
            background: white;
        }

        .section-title {
            text-align: center;
            font-size: 2.5rem;
            color: #0f2027;
            margin-bottom: 1rem;
            font-weight: 700;
        }

        .section-subtitle {
            text-align: center;
            font-size: 1.1rem;
            color: #7f8c8d;
            margin-bottom: 3rem;
            max-width: 700px;
            margin-left: auto;
            margin-right: auto;
        }

        .services-grid {
            max-width: 1200px;
            margin: 0 auto;
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
            gap: 2rem;
        }

        .service-card {
            background: white;
            padding: 2.5rem;
            border-radius: 15px;
            text-align: center;
            box-shadow: 0 5px 20px rgba(0,0,0,0.1);
            transition: transform 0.3s, box-shadow 0.3s;
            border: 2px solid #ecf0f1;
        }

        .service-card:hover {
            transform: translateY(-10px);
            box-shadow: 0 15px 40px rgba(0,0,0,0.2);
            border-color: #27ae60;
        }

        .service-icon {
            width: 80px;
            height: 80px;
            background: linear-gradient(135deg, #27ae60 0%, #229954 100%);
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            margin: 0 auto 1.5rem;
            font-size: 2rem;
            font-weight: bold;
            color: white;
        }

        .service-card h3 {
            color: #0f2027;
            margin-bottom: 1rem;
            font-size: 1.4rem;
            font-weight: 700;
        }

        .service-card p {
            color: #7f8c8d;
            line-height: 1.8;
        }

        /* About Section */
        .about {
            padding: 5rem 20px;
            background: linear-gradient(135deg, #ecf0f1 0%, #bdc3c7 100%);
        }

        .about-content {
            max-width: 1200px;
            margin: 0 auto;
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 4rem;
            align-items: center;
        }

        .about-text h2 {
            color: #0f2027;
            font-size: 2.5rem;
            margin-bottom: 1.5rem;
            font-weight: 700;
        }

        .about-text p {
            margin-bottom: 1.5rem;
            font-size: 1.1rem;
            line-height: 1.8;
            color: #34495e;
        }

        .about-image {
            background: linear-gradient(135deg, rgba(15, 32, 39, 0.8), rgba(44, 83, 100, 0.8)),
                        url('https://images.unsplash.com/photo-1560472355-536de3962603?w=800&h=600&fit=crop') center/cover;
            height: 450px;
            border-radius: 15px;
            box-shadow: 0 15px 50px rgba(0,0,0,0.3);
        }

        /* Benefits Section */
        .benefits {
            padding: 5rem 20px;
            background: white;
        }

        .benefits-grid {
            max-width: 1200px;
            margin: 0 auto;
            display: grid;
            grid-template-columns: repeat(2, 1fr);
            gap: 2rem;
        }

        .benefit-item {
            display: flex;
            gap: 1.5rem;
            padding: 2rem;
            background: white;
            border-radius: 15px;
            box-shadow: 0 5px 20px rgba(0,0,0,0.1);
            transition: transform 0.3s;
            border-left: 4px solid #27ae60;
        }

        .benefit-item:hover {
            transform: translateX(10px);
        }

        .benefit-icon {
            width: 60px;
            height: 60px;
            background: linear-gradient(135deg, #27ae60 0%, #229954 100%);
            border-radius: 12px;
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: 1.5rem;
            flex-shrink: 0;
            color: white;
            font-weight: bold;
        }

        .benefit-text h3 {
            color: #0f2027;
            margin-bottom: 0.5rem;
            font-size: 1.3rem;
            font-weight: 700;
        }

        .benefit-text p {
            color: #7f8c8d;
            line-height: 1.6;
        }

        /* Process Section */
        .process {
            padding: 5rem 20px;
            background: linear-gradient(135deg, #0f2027 0%, #203a43 50%, #2c5364 100%);
            color: white;
        }

        .process-steps {
            max-width: 1200px;
            margin: 3rem auto 0;
            display: grid;
            grid-template-columns: repeat(4, 1fr);
            gap: 2rem;
        }

        .step {
            text-align: center;
            padding: 2rem;
            background: rgba(255, 255, 255, 0.1);
            border-radius: 15px;
            backdrop-filter: blur(10px);
        }

        .step-number {
            width: 60px;
            height: 60px;
            background: #27ae60;
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            margin: 0 auto 1.5rem;
            font-size: 1.8rem;
            font-weight: bold;
        }

        .step h3 {
            margin-bottom: 1rem;
            font-size: 1.3rem;
        }

        .step p {
            opacity: 0.9;
            line-height: 1.6;
        }

        /* Trust Section */
        .trust {
            padding: 5rem 20px;
            background: white;
            text-align: center;
        }

        .trust-stats {
            max-width: 1200px;
            margin: 3rem auto 0;
            display: grid;
            grid-template-columns: repeat(4, 1fr);
            gap: 2rem;
        }

        .stat-item {
            padding: 2rem;
            background: linear-gradient(135deg, #ecf0f1 0%, #bdc3c7 100%);
            border-radius: 15px;
        }

        .stat-number {
            font-size: 3rem;
            font-weight: bold;
            margin-bottom: 0.5rem;
            color: #27ae60;
        }

        .stat-label {
            font-size: 1.1rem;
            color: #34495e;
            font-weight: 600;
        }

        /* Requirements Section */
        .requirements {
            padding: 5rem 20px;
            background: linear-gradient(135deg, #ecf0f1 0%, #bdc3c7 100%);
        }

        .requirements-content {
            max-width: 1200px;
            margin: 0 auto;
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 3rem;
        }

        .requirements-list {
            background: white;
            padding: 3rem;
            border-radius: 15px;
            box-shadow: 0 10px 30px rgba(0,0,0,0.1);
        }

        .requirement-item {
            display: flex;
            align-items: start;
            gap: 1rem;
            margin-bottom: 1.5rem;
            padding-bottom: 1.5rem;
            border-bottom: 1px solid #ecf0f1;
        }

        .requirement-item:last-child {
            border-bottom: none;
            margin-bottom: 0;
            padding-bottom: 0;
        }

        .check-icon {
            width: 30px;
            height: 30px;
            background: #27ae60;
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            color: white;
            font-weight: bold;
            flex-shrink: 0;
        }

        .requirements-image {
            background: linear-gradient(135deg, rgba(15, 32, 39, 0.8), rgba(44, 83, 100, 0.8)),
                        url('https://images.unsplash.com/photo-1450101499163-c8848c66ca85?w=800&h=600&fit=crop') center/cover;
            border-radius: 15px;
            height: 100%;
            min-height: 400px;
        }

        /* Testimonials Section */
        .testimonials {
            padding: 5rem 20px;
            background: white;
        }

        .testimonials-grid {
            max-width: 1200px;
            margin: 3rem auto 0;
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 2rem;
        }

        .testimonial-card {
            background: white;
            padding: 2.5rem;
            border-radius: 15px;
            box-shadow: 0 5px 20px rgba(0,0,0,0.1);
            border-top: 4px solid #27ae60;
        }

        .testimonial-text {
            font-style: italic;
            color: #34495e;
            margin-bottom: 1.5rem;
            line-height: 1.8;
        }

        .testimonial-author {
            display: flex;
            align-items: center;
            gap: 1rem;
        }

        .author-avatar {
            width: 50px;
            height: 50px;
            background: linear-gradient(135deg, #27ae60 0%, #229954 100%);
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            color: white;
            font-weight: bold;
            font-size: 1.2rem;
        }

        .author-info h4 {
            color: #0f2027;
            font-weight: 700;
        }

        .author-info p {
            color: #7f8c8d;
            font-size: 0.9rem;
        }

        /* Security Section */
        .security {
            padding: 5rem 20px;
            background: linear-gradient(135deg, #ecf0f1 0%, #bdc3c7 100%);
        }

        .security-content {
            max-width: 1200px;
            margin: 0 auto;
        }

        .security-grid {
            display: grid;
            grid-template-columns: repeat(2, 1fr);
            gap: 3rem;
            margin-top: 3rem;
        }

        .security-feature {
            background: white;
            padding: 2.5rem;
            border-radius: 15px;
            box-shadow: 0 5px 20px rgba(0,0,0,0.1);
        }

        .security-feature h3 {
            color: #0f2027;
            font-size: 1.5rem;
            margin-bottom: 1rem;
            font-weight: 700;
        }

        .security-feature p {
            color: #7f8c8d;
            line-height: 1.8;
            margin-bottom: 1.5rem;
        }

        .security-badges {
            display: flex;
            gap: 1rem;
            flex-wrap: wrap;
        }

        .badge {
            background: linear-gradient(135deg, #27ae60 0%, #229954 100%);
            color: white;
            padding: 0.5rem 1rem;
            border-radius: 20px;
            font-size: 0.9rem;
            font-weight: 600;
        }

        /* FAQ Section */
        .faq {
            padding: 5rem 20px;
            background: white;
        }

        .faq-container {
            max-width: 900px;
            margin: 3rem auto 0;
        }

        .faq-item {
            background: white;
            margin-bottom: 1rem;
            border-radius: 10px;
            box-shadow: 0 2px 10px rgba(0,0,0,0.1);
            overflow: hidden;
        }

        .faq-question {
            padding: 1.5rem;
            cursor: pointer;
            display: flex;
            justify-content: space-between;
            align-items: center;
            font-weight: 600;
            color: #0f2027;
            background: #ecf0f1;
            transition: background 0.3s;
        }

        .faq-question:hover {
            background: #bdc3c7;
        }

        .faq-answer {
            padding: 0 1.5rem;
            max-height: 0;
            overflow: hidden;
            transition: max-height 0.3s, padding 0.3s;
            color: #7f8c8d;
            line-height: 1.8;
        }

        .faq-item.active .faq-answer {
            padding: 1.5rem;
            max-height: 500px;
        }

        .faq-icon {
            font-size: 1.5rem;
            transition: transform 0.3s;
        }

        .faq-item.active .faq-icon {
            transform: rotate(45deg);
        }

        /* CTA Section */
        .cta {
            padding: 5rem 20px;
            background: linear-gradient(135deg, rgba(15, 32, 39, 0.95), rgba(44, 83, 100, 0.95)),
                        url('https://images.unsplash.com/photo-1460925895917-afdab827c52f?w=1600&h=600&fit=crop') center/cover;
            color: white;
            text-align: center;
        }

        .cta h2 {
            font-size: 2.5rem;
            margin-bottom: 1rem;
            font-weight: 700;
        }

        .cta p {
            font-size: 1.2rem;
            margin-bottom: 2rem;
            opacity: 0.95;
        }

        .cta-buttons {
            display: flex;
            gap: 1rem;
            justify-content: center;
            flex-wrap: wrap;
        }

        .btn-secondary {
            background: white;
            color: #0f2027;
            padding: 15px 40px;
            border: none;
            border-radius: 8px;
            font-size: 1.1rem;
            font-weight: 600;
            cursor: pointer;
            transition: transform 0.3s;
        }

        .btn-secondary:hover {
            transform: translateY(-2px);
        }

        /* Footer */
        footer {
            background: #0f2027;
            color: white;
            padding: 4rem 20px 2rem;
        }

        .footer-content {
            max-width: 1200px;
            margin: 0 auto;
            display: grid;
            grid-template-columns: repeat(4, 1fr);
            gap: 3rem;
            margin-bottom: 3rem;
        }

        .footer-section h3 {
            margin-bottom: 1.5rem;
            color: #27ae60;
            font-weight: 700;
        }

        .footer-section ul {
            list-style: none;
        }

        .footer-section ul li {
            margin-bottom: 0.8rem;
        }

        .footer-section ul li a {
            color: #bdc3c7;
            text-decoration: none;
            transition: color 0.3s;
        }

        .footer-section ul li a:hover {
            color: #27ae60;
        }

        .footer-bottom {
            text-align: center;
            padding-top: 2rem;
            border-top: 1px solid rgba(255,255,255,0.1);
            color: #bdc3c7;
        }

        /* Responsive */
        @media (max-width: 968px) {
            .header-content {
                flex-direction: column;
                gap: 1rem;
            }

            nav {
                gap: 1rem;
                flex-wrap: wrap;
                justify-content: center;
            }

            .hero h1 {
                font-size: 2rem;
            }

            .simulator-content,
            .about-content,
            .requirements-content,
            .security-grid {
                grid-template-columns: 1fr;
            }

            .benefits-grid {
                grid-template-columns: 1fr;
            }

            .process-steps,
            .trust-stats {
                grid-template-columns: repeat(2, 1fr);
            }

            .testimonials-grid {
                grid-template-columns: 1fr;
            }

            .footer-content {
                grid-template-columns: repeat(2, 1fr);
            }

            .section-title {
                font-size: 2rem;
            }
        }

        @media (max-width: 480px) {
            .process-steps,
            .trust-stats,
            .footer-content {
                grid-template-columns: 1fr;
            }

            .cta-buttons {
                flex-direction: column;
            }

            .btn-primary,
            .btn-secondary {
                width: 100%;
            }
        }